First of all, this project defines the important concepts involved in the insurance security fund’s risk resolution in the insurance industry, and states the theoretical basis for the risk resolution from the perspective of economics, management science, legal science and other aspects. On this basis, this project classifies the risk resolution of an insurance company into four stages, i.e., risk emergence, bankruptcy prevention (continuous recovery), transition from bankruptcy prevention to bankruptcy, and bankruptcy, and discusses concrete rule of the insurance security fund at different stages. 

This project puts forward the concept of management bailout for the problem insurance company, that is, as a professional institution, the security fund company can get involved in the risk resolution of the problem insurance company through rectification, trust, takeover to reduce the cost of risk resolution. This project studies the risk resolution mode through restructuring, explores the bailout for problem insurance companies through the legal channel, and further clarifies the relation between withdrawal liquidation and bankruptcy liquidation. Also, this project studies the practice for the management and disposal of liquidation assets and the policy remedy standard, and puts forward the ideas of refining China’s policy remedy standard.