Payment Guidelines
Treatment of the deductible amount

 

 

    The deductible amounts of insurance companies formed in the final settlement and payment shall be treated depending on the situation.

 

     i.For insurance companies operating normally, the deductible amount can be offset against the fund payment for the next year.

 

    ii. For an insurance company that will no longer pay the fund due to a change in its business nature, if the balance of all funds paid by the company exceeds the used funds that the company has not returned, the insurance company may request to return the annual deductible fund that has not been deducted. If the balance is equal to or less than the used funds that the company has not returned,the deductible amount will not be returned.

 

    iii. Other circumstances determined by the insurance regulatory authorities under the State Council. 

 

 

中国保险保障基金有限责任公司